New Car Sales: 309-661-3000
Pre-Owned Sales: 309-661-3000
Service/Parts: 309-664-1222

What separates us and makes us
"Worth the Drive":

  • Modern Approach to Pricing
  • Hassle free shopping experience
  • Vehicle Pick-up and Delivery
  • Top rated dealership in the area
  • Service Reminders/Coupons sent to you directly to keep your vehicle in great shape
  • Customer focused

Introducing a new way to shop:

You can now purchase your new vehicle entirely online...

Click here to learn more about how that works with O'Brien Express

The O'Brien Experience

How Car Insurance Works in Bloomington, IL

O’Brien Kia of Bloomington is available to address whatever needs our customers may have, including a vast assortment of Kia vehicles, exceptional service, and smart financing options. We can also help with a variety of automotive topics, including car insurance and all of the various choices available to drivers in and around the Bloomington, IL area.


What is Insurance and Why Do You Need It?

While there are a few states in the country that do not require auto insurance by law, it is important to carry it for a number of reasons. If you are in an accident in your new Kia car, you and any passengers will have a sort of “financial safety net” from the auto insurance coverage that you have. The right insurance will pay for any automotive repairs that are necessary and you may also need help to pay for the repairs of the other driver’s vehicle, depending on who is at fault for the accident.

Prior to the days of car insurance, it would be difficult for a victim of a car accident to receive compensation for any personal injuries or damage to their vehicle. Additionally, looking to litigate was and still is a very costly endeavor. Today, it is a lot less expensive to simply rely on car insurance to help with accident-related matters than it is to think about going into legal proceedings to try to get compensation.


Insurance Coverage Options

Whether you are driving a new Kia Sorento or a new Kia Stinger, you have the ability to pick an auto insurance plan that fits in best with your requirements and your budget. At the least, liability insurance is there to make sure that the other party gets compensation for any damages that you may be at fault for. There are also a number of other coverage options listed below, all of which we are happy to talk about when you come in to see us at our Kia dealership in Bloomington, IL:

Collision - covers damage to your vehicle that is involved in a traffic accident

Medical expense payments - helps compensate for medical expenses for you and any passengers

Uninsured motorist - offers financial assistance if/when the other party has no coverage

The pricing of these various coverages depends on several factors, including the driving record you have, vehicle type, and so on.


If you have more questions when it comes to auto insurance and which option suits you best, we invite you to stop by to see us at O’Brien Kia of Bloomington, located at 1608 Morrissey Drive in lovely Bloomington, IN. To speak with our sales team, you can reach us at (877) 349-6057.