New Car Sales: 309-661-3000
Pre-Owned Sales: 309-661-3000
Service/Parts: 309-664-1222

What separates us and makes us
"Worth the Drive":

  • Modern Approach to Pricing
  • Hassle free shopping experience
  • Vehicle Pick-up and Delivery
  • Top rated dealership in the area
  • Service Reminders/Coupons sent to you directly to keep your vehicle in great shape
  • Customer focused

Introducing a new way to shop:

You can now purchase your new vehicle entirely online...

Click here to learn more about how that works with O'Brien Express

The O'Brien Experience

How to Finance a Car at O'Brien Kia of Bloomington

Once you know that you are in the market for a new vehicle, we invite you to make your way to your local Bloomington Kia dealership to check out our pre-owned Kia cars and our new Kia inventory. At O’Brien Kia of Bloomington, we are always excited to show our customers what it means to work with a team of professionals. Not only do we have a beautiful inventory that includes the new Kia Forte and the new Kia Niro but we also have a knowledgeable Kia finance team to help you with getting the loan that you need.

It can be a stressful experience to worry about whether or not you will qualify for a car loan or one of the available Kia lease deals. You may be concerned about your credit score, but you should know that you do not have to be. Our finance experts at our Normal, IL area Kia dealership can assist you with your financing needs regardless of your credit score.

Despite your credit score, it is important that you know what actually influences your credit score and what you can do to improve it. There are factors that influence your score, including the amount of credit you have, the length of credit, and your history of payments. When you improve the credit score that you have, it will make it much easier for you to get even better financing options.

A common misconception is that your credit score will not matter when looking for a pre-owned Kia model. The truth is that you will go through a credit check whether you are looking for a pre-owned Kia SUV or if you are opting for one of the newer Kia models. As your local Kia dealer, we suggest that you take a look at a credit estimator so that you have a good idea of what is on your credit report and what your options will be before you even hit the dealership.

Would you like to apply for a loan on a new Kia car or would you like to learn more about our current Kia lease specials? We invite you to give us a call today at O’Brien Kia of Bloomington today at (309) 661-3000 so that we can go over your options. You will find our full-service Kia dealership located at 1608 Morrissey Dr., right here in Bloomington, IL where we have a wonderful selection of pre-owned and new Kia cars ready for you to test drive!