Kia Financing in Bloomington, IL

Drive the car or SUV you truly want and need with affordable Kia financing in Bloomington, Illinois. The auto finance pros at O'Brien Kia of Bloomington can create a payment plan to fit almost any budget or lifestyle. They also have the resources, tools, and connections to help you secure a customer-friendly rate and terms on your Kia car loan. When you visit our finance center, we will walk you through the process and explain all of your options. Apply online and get pre-approved today for Kia financing in Bloomington, IL.


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(309) 664-1222

Finance Department

The Basic Components of an Auto Loan from O’Brien Kia of Bloomington

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Kia Model to Buy
Bloomington, IL | Normal, IL | Peoria, IL

O'Brien Kia of Bloomington carries a wide selection of exciting, stylish, and tech-savvy cars, vans, and SUVs that will appeal to almost any driver. Our lineup includes the Kia Cadenza, a sleek, innovative, and affordable sedan that offers comfort, safety, and reliability in any conditions. The Kia Rio is a compact sedan that still has all the bells and whistles one would expect from a Kia. Its safety features included smartphone-integrated roadside assistance and Kia Drive Wise, which provided Froward Collision Warnings and Forward Collision-Avoidance. Our Kia Sedona has room to roam and is perfect for growing families in Bloomington, IL. This stylish and sophisticated minivan is ready to take you and your passengers from visiting grandparents to soccer practice. Visit us today at O'Brien Kia of Bloomington!

How to Apply for Kia Financing at O’Brien Kia of Bloomington

Complete our short and secure online application to get pre-approved for Kia financing in Bloomington, IL. The finance specialists at O'Brien Kia of Bloomington will then follow up with you as soon as possible to discuss the next steps to getting behind the wheel of a new Kia car, van, or SUV. We look forward to working with you!

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Dealership Hours
Mon – Thurs 9:00am – 7:00pm
Friday 9:00am – 6:00pm
Saturday 9:00am – 5:00pm
Sunday Closed