Kia Financing near Peoria, IL

If you are trying to decide between buying and leasing, talk to the finance professionals at O’Brien Kia of Bloomington. We will ask you about your specific auto needs and budget and help you secure competitive Kia financing near Peoria, Illinois. In addition to discussing the differences between Kia loans and Kia leases, we can calculate the value of your trade-in vehicle and offer advice based on our years of experience. In addition, we offer a range of online financing tools to help you navigate the process. Contact our finance center today to learn more.

 

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(309) 664-1222

Finance Department

The Basic Components of an Auto Loan from O’Brien Kia of Bloomington

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.

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Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Kia Model to Buy
Bloomington, IL | Normal, IL | Peoria, IL

Your dream Kia model is waiting for you at O’Brien Kia of Bloomington. Come by our showroom today to test drive your ideal ride. The Kia Optima is our fresh take on the classic sedan while the Kia Soul is our design-inspired and tech-savvy crossover. If you need space for additional passengers or cargo, check out the fun and functional Kia Sedona or the adventurous Kia Telluride. Once you choose the vehicle you want to drive home, talk to our finance team about Kia financing near Peoria, IL.

How to Apply for Kia Financing at O’Brien Kia of Bloomington

Get pre-approved today. Apply for Kia financing near Peoria, IL, online, or contact the finance center at O’Brien Kia of Bloomington for more information about our current incentives.

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  Hours

Dealership Hours
Mon – Thurs 9:00am – 7:00pm
Friday 9:00am – 6:00pm
Saturday 9:00am – 5:00pm
Sunday Closed